Terms and Conditions

Last Updated: 29 September 2026

1. Introduction

1.1. These Terms and Conditions ("Terms") govern the use of the website located at https://leguard.co (the "Website") and the provision of services by Leguard OÜ, a private limited company incorporated under the laws of the Republic of Estonia, registry code 17469327 ("Leguard", "we", "us" or "our").

1.2. By accessing the Website, requesting a proposal or engaging our Services, you confirm that you have read, understood and accepted these Terms. If you do not accept these Terms, you must not use the Website or the Services.

1.3. Leguard and the Client may each be referred to as a "Party" and together as the "Parties".

2. Company Information

In accordance with the Estonian Information Society Services Act, we provide the following information:

Company: Leguard OÜ
Registry code: 17469327 (Estonian e-Business Register)
Registered address: Vesivärava tn 50-201, 10152 Tallinn, Harju County, Estonia
E-mail: [email protected]
Website:https://leguard.co

3. Definitions

Agreement: any contract concluded between Leguard and the Client for the provision of Services, including an accepted proposal, statement of work or engagement letter, together with these Terms.
Business Day: any day other than a Saturday, Sunday or public holiday in the Republic of Estonia.
Client: a legal entity or a natural person acting in the course of their business or professional activity who engages or intends to engage the Services.
Confidential Information: has the meaning given in Section 10.
Personal Data: any information relating to an identified or identifiable natural person within the meaning of the GDPR.
Privacy Policy: the Privacy Policy and Cookie Policy published on the Website.
Services: the consulting and advisory services provided by Leguard as described in Section 5 and specified in the relevant Agreement.

4. Business Clients Only

4.1. The Services are intended exclusively for business clients. By engaging the Services, you confirm that you act in the course of your business or professional activity and not as a consumer.

4.2. If you act on behalf of a legal entity, you confirm that you are duly authorised to bind that entity to these Terms and to the Agreement.

5. Services

5.1. Leguard provides business and management consulting services, including:

(a) Management Consulting: advice on operating structure, governance, decision-making processes and market-entry planning;

(b) Compliance & Risk Advisory: regulatory gap assessments, preparation of internal policies and procedures, onboarding documentation and risk frameworks;

(c) Process Optimisation & Digital Advisory: review of business workflows and reporting, and recommendations on process improvement and automation.

5.2. The specific scope, deliverables, timeline and fees of each engagement are set out in the relevant Agreement. The descriptions on the Website are for general information and do not constitute a binding offer.

5.3. No legal, tax or investment advice. Leguard is not a law firm, an audit firm or an investment firm. Unless expressly agreed in writing in the Agreement, the Services do not constitute legal, tax, accounting or investment advice, and the Client remains responsible for obtaining such advice from appropriately qualified professionals. The Client remains solely responsible for its business decisions and for its compliance with the laws applicable to it.

6. Conclusion of the Agreement

6.1. Upon receipt of an inquiry, Leguard may arrange an introductory call and prepare a written proposal. An Agreement is concluded when the Client accepts the proposal in writing (including by e-mail) or signs the relevant Agreement.

6.2. In the event of any conflict between these Terms and the Agreement, the Agreement shall prevail.

7. Client Verification and Sanctions

7.1. Before and during the engagement, Leguard may request information and documents to verify the identity, ownership structure, representatives and business activities of the Client. The Client shall provide such information within 3 Business Days of the request.

7.2. Leguard does not provide Services to persons that are subject to sanctions imposed by the European Union, the United Nations or the Republic of Estonia, or that are owned or controlled by such persons, in accordance with the Estonian International Sanctions Act.

7.3. Leguard does not provide Services to persons located, incorporated or ordinarily resident in, or in relation to activities in: the Russian Federation, Belarus, Iran, North Korea, the Crimea, Sevastopol, Donetsk, Luhansk, Zaporizhzhia and Kherson regions of Ukraine not controlled by the Government of Ukraine, and any other jurisdiction subject to comprehensive EU sanctions. This list may be updated to reflect changes in applicable sanctions.

7.4. Leguard may refuse, suspend or terminate the Services without liability if the Client fails to provide the requested information, provides false or misleading information, or if the engagement would expose Leguard to a breach of applicable law or sanctions.

8. Fees and Payment

8.1. Fees are set out in the Agreement. Unless stated otherwise, fees are quoted in euro and exclude value added tax and other applicable taxes, which will be charged in accordance with applicable law.

8.2. Leguard issues invoices in accordance with the Agreement. Unless otherwise agreed, invoices are payable within 14 days of the invoice date.

8.3. In the event of late payment, Leguard may charge late interest at the rate provided in §113 of the Estonian Law of Obligations Act and may suspend the Services until payment is received in full.

8.4. Fees paid for Services already performed are non-refundable, unless otherwise agreed in the Agreement or required by law. Fees paid in advance for Services not yet performed will be handled as set out in the Agreement.

9. Client Obligations

The Client shall:

(a) provide complete, accurate and timely information and access reasonably required for the performance of the Services;

(b) ensure it has the right to share any information, including Personal Data, that it provides to Leguard;

(d) not use the Website or Services for any unlawful purpose, including fraud, money laundering, terrorist financing or sanctions evasion.

Leguard is not responsible for delays or deficiencies in the Services resulting from the Client's failure to comply with this Section.

10. Confidentiality

10.1. "Confidential Information" means any non-public information disclosed by one Party (the "Disclosing Party") to the other Party (the "Receiving Party") in connection with the Agreement, whether in writing, orally or electronically, that is marked as confidential or that a reasonable person would understand to be confidential given its nature and the circumstances of disclosure.

10.2. Confidential Information does not include information that: (a) is or becomes public other than through a breach of these Terms by the Receiving Party; (b) was lawfully known to the Receiving Party before disclosure; (c) is lawfully obtained from a third party not bound by confidentiality obligations; or (d) is independently developed without use of the Disclosing Party's Confidential Information.

10.3. The Receiving Party shall use Confidential Information solely for the purposes of the Agreement and shall not disclose it to any third party, except to its employees, contractors and professional advisers who need to know it and are bound by equivalent confidentiality obligations.

10.4. The Receiving Party may disclose Confidential Information where required by law, court order or a competent authority, provided that, where legally permitted, it gives the Disclosing Party prompt notice and reasonable assistance in seeking protective measures.

10.5. The obligations under this Section survive for 3 years after the termination or expiry of the Agreement, and for trade secrets for as long as the information remains a trade secret.

11. Personal Data

11.1. Leguard processes Personal Data in accordance with Regulation (EU) 2016/679 (the General Data Protection Regulation, "GDPR") and the Estonian Personal Data Protection Act, as further described in the Privacy Policy.

11.2. Where Leguard processes Personal Data on behalf of the Client in the course of the Services, the Parties shall enter into a data processing agreement in accordance with Article 28 of the GDPR, if required.

11.3. Data subjects may lodge a complaint with the Estonian Data Protection Inspectorate (Andmekaitse Inspektsioon, www.aki.ee).

12. Intellectual Property

12.1. All content on the Website, including text, graphics, logos, design and code, is owned by Leguard or its licensors and is protected by intellectual property laws. No content may be copied, reproduced, distributed, adapted or used, including for the training of artificial intelligence models, without Leguard's prior written consent.

12.2. Unless otherwise agreed in the Agreement, upon full payment of the fees the Client receives a non-exclusive, non-transferable right to use the deliverables for its internal business purposes. Leguard retains all rights in its pre-existing materials, methodologies, know-how and templates.

12.3. If you believe that content on the Website infringes your intellectual property rights, please contact us at [email protected] with: (a) a description of the protected work; (b) the location of the allegedly infringing content on the Website; (c) your contact details; and (d) a statement that you are the rights holder or authorised to act on their behalf and that the information provided is accurate. We will review the notice and, where justified, remove or disable access to the content.

13. Disclaimer

13.1. The Website and its content are provided for general information purposes only and "as is". Leguard does not warrant that the Website will be uninterrupted, error-free or free of viruses or other harmful components.

13.2. The Services are provided with reasonable skill and care. Leguard does not guarantee any particular business, regulatory or commercial outcome, including the approval of any licence, registration or application by a third party or authority.

14. Limitation of Liability

14.1. Nothing in these Terms limits or excludes liability for damage caused intentionally or through gross negligence, or any other liability that cannot be limited or excluded under applicable law.

14.2. Subject to Section 14.1, Leguard shall not be liable for any indirect or consequential loss, including loss of profit, revenue, business opportunity, goodwill or data.

14.3. Subject to Section 14.1, Leguard's total aggregate liability arising out of or in connection with the Agreement shall not exceed the total fees paid by the Client under the relevant Agreement during the 12 months preceding the event giving rise to the claim.

15. Indemnification

The Client shall indemnify Leguard against third-party claims, losses and reasonable costs (including reasonable legal fees) arising from the Client's breach of these Terms or the Agreement, the Client's violation of applicable law, or the Client's infringement of third-party rights, including through information or materials provided by the Client.

16. Force Majeure

Neither Party shall be liable for failure or delay in performing its obligations to the extent caused by circumstances beyond its reasonable control, including natural disasters, epidemics, war, terrorism, civil unrest, governmental actions, sanctions, strikes, or failures of public utilities or telecommunications networks. The affected Party shall notify the other Party without undue delay and use reasonable efforts to mitigate the effects.

17. Term and Termination

17.1. Each Agreement remains in force for the term specified therein.

17.2. Either Party may terminate the Agreement with immediate effect by written notice if the other Party materially breaches the Agreement or these Terms and fails to remedy the breach within 10 Business Days of receiving written notice.

17.3. Leguard may terminate the Agreement with immediate effect in the circumstances described in Section 7.4.

17.4. Upon termination, the Client shall pay for all Services performed up to the date of termination. Sections 10, 12, 14, 15 and 20 survive termination.

18. Changes to These Terms

18.1. Leguard may amend these Terms from time to time. The updated version will be published on the Website with the date of the latest update.

18.2. Material changes will be notified to existing Clients by e-mail at least 14 days before they take effect. Amendments do not affect Agreements already in force unless the Client agrees otherwise.

19. Miscellaneous

19.1. No waiver. Failure or delay by a Party in exercising any right shall not constitute a waiver of that right.

19.2. Severability. If any provision of these Terms is found invalid or unenforceable, the remaining provisions remain in full force and effect, and the invalid provision shall be replaced by a valid provision that most closely reflects its original intent.

19.3. No partnership. Nothing in these Terms creates a partnership, joint venture, employment or agency relationship between the Parties.

19.4. Assignment. The Client may not assign its rights or obligations under the Agreement without Leguard's prior written consent.

19.5. Notices. Notices shall be given in writing, including by e-mail to the addresses specified in the Agreement or, for Leguard, to [email protected].

19.6. Entire agreement. These Terms, together with the Agreement and the Privacy Policy, constitute the entire agreement between the Parties regarding their subject matter and supersede all prior understandings.

19.7. Language. These Terms are drawn up in English. In the event of any translation, the English version prevails.

20. Governing Law and Dispute Resolution

20.1. These Terms and any Agreement are governed by the laws of the Republic of Estonia.

20.2. The Parties shall first seek to resolve any dispute through good-faith negotiations. If a dispute is not resolved within 30 days, it shall be finally settled by Harju County Court (Harju Maakohus) in Tallinn, Estonia.